2020 WST to BAM Historical Review

YEARLY HIGH

0.6781 BAM

YEARLY LOW

0.6230 BAM

YEARLY AVERAGE

0.6448 BAM

2020 WST to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the WST to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 20, valuing the pair at 0.6781. Conversely, the yearly low was recorded on October 11, dropping to 0.6230.

This high-to-low spread represents a total annual volatility of 0.0551 BAM. From a start-to-finish perspective, comparing the January average rate of 0.6694 to the December average rate of 0.6301, the exchange rate registered a net change of -5.88% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.6781 was up 0.08% compared to the 2019 peak of 0.6776, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 3,391 BAM

2019 Average 3,322 BAM

Yearly Trough Low 3,115 BAM

Transaction Impact: A difference of 275.57 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.6737

0.6261

JanuMarcMayJulySeptNove

WST to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6551, compared to 0.6345 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0206 points.

H1 Avg (Jan–Jun) 0.6551

H2 Avg (Jul–Dec) 0.6345

Volatility Range Comparison

Volatility

The most volatile month in 2020 was June, with a trading range of 0.0260 BAM (High: 0.6539 / Low: 0.6279). On the other end, January was the most stable month, with a tight range of 0.0106 BAM (High: 0.6743 / Low: 0.6637).

June Spread (Volatile) ±0.0260

January Spread (Stable) ±0.0106

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0190 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0190

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.6697) against the same month in 2019 (average: 0.6606), the exchange rate shifted by +0.0091 (+1.38%).

2020 Avg (February) 0.6697

2019 Avg (February) 0.6606

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6743	0.6637	0.6694
February	0.6781	0.6586	0.6697
March	0.6628	0.6391	0.6507
April	0.6567	0.6392	0.6483
May	0.6573	0.6351	0.6490
June	0.6539	0.6279	0.6435
July	0.6579	0.6327	0.6445
August	0.6383	0.6236	0.6312
September	0.6418	0.6261	0.6334
October	0.6410	0.6230	0.6314
November	0.6426	0.6287	0.6364
December	0.6360	0.6252	0.6301