2020 WST to SGD Historical Review

YEARLY HIGH

0.5295 SGD

YEARLY LOW

0.5046 SGD

YEARLY AVERAGE

0.5184 SGD

2020 WST to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the WST to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 7, valuing the pair at 0.5295. Conversely, the yearly low was recorded on April 11, dropping to 0.5046.

This high-to-low spread represents a total annual volatility of 0.0250 SGD. From a start-to-finish perspective, comparing the January average rate of 0.5134 to the December average rate of 0.5223, the exchange rate registered a net change of 1.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5295 was up 0.56% compared to the 2019 peak of 0.5266, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 WST based on timing:

Yearly Peak High 2,648 SGD

2019 Average 2,594 SGD

Yearly Trough Low 2,523 SGD

Transaction Impact: A difference of 124.84 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5241

0.5116

JanuMarcMayJulySeptNove

WST to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.5159, compared to 0.5208 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0050 points.

H1 Avg (Jan–Jun) 0.5159

H2 Avg (Jul–Dec) 0.5208

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0218 SGD (High: 0.5263 / Low: 0.5046). On the other end, November was the most stable month, with a tight range of 0.0073 SGD (High: 0.5219 / Low: 0.5145).

April Spread (Volatile) ±0.0218

November Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0086 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0086

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.5231) against the same month in 2019 (average: 0.5185), the exchange rate shifted by +0.0046 (+0.88%).

2020 Avg (July) 0.5231

2019 Avg (July) 0.5185

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5174	0.5089	0.5134
February	0.5245	0.5116	0.5190
March	0.5286	0.5096	0.5212
April	0.5263	0.5046	0.5126
May	0.5189	0.5096	0.5131
June	0.5253	0.5060	0.5160
July	0.5295	0.5154	0.5231
August	0.5284	0.5155	0.5225
September	0.5260	0.5164	0.5220
October	0.5227	0.5086	0.5165
November	0.5219	0.5145	0.5186
December	0.5279	0.5189	0.5223