YEARLY HIGH
5.3741 BIF
YEARLY LOW
4.5901 BIF
YEARLY AVERAGE
5.0955 BIF

2025 XAF to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XAF to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 5.3741. Conversely, the yearly low was recorded on January 15, dropping to 4.5901.

This high-to-low spread represents a total annual volatility of 0.7840 BIF. From a start-to-finish perspective, comparing the January average rate of 4.6537 to the December average rate of 5.2847, the exchange rate registered a net change of 13.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 5.3741 was up 8.67% compared to the 2024 peak of 4.9452, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 26,870 BIF
2024 Average 23,793 BIF
Yearly Trough Low 22,950 BIF
Transaction Impact: A difference of 3,920.08 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

5.3723
4.5884
JanuMarcMayJulySeptNove

XAF to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.9273, compared to 5.2636 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3363 points.

H1 Avg (Jan–Jun) 4.9273
H2 Avg (Jul–Dec) 5.2636

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2831 BIF (High: 5.1638 / Low: 4.8807). On the other end, November was the most stable month, with a tight range of 0.0910 BIF (High: 5.2435 / Low: 5.1526).

April Spread (Volatile) ±0.2831
November Spread (Stable) ±0.0910

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0689 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0689

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 5.3070) against the same month in 2024 (average: 4.9017), the exchange rate shifted by +0.4053 (+8.27%).

2025 Avg (September) 5.3070
2024 Avg (September) 4.9017

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.7400 4.5901 4.6537
February 4.7468 4.6030 4.6902
March 4.9410 4.6838 4.8643
April 5.1638 4.8807 5.0744
May 5.1681 4.9927 5.0766
June 5.3253 5.1114 5.2044
July 5.3486 5.1625 5.2787
August 5.3091 5.1867 5.2730
September 5.3741 5.2341 5.3070
October 5.2940 5.1968 5.2381
November 5.2435 5.1526 5.2002
December 5.3213 5.2296 5.2847