YEARLY HIGH
0.0038 GHS
YEARLY LOW
0.0032 GHS
YEARLY AVERAGE
0.0036 GHS

2012 XAF to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the XAF to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0038. Conversely, the yearly low was recorded on January 5, dropping to 0.0032.

This high-to-low spread represents a total annual volatility of 0.0006 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0033 to the December average rate of 0.0038, the exchange rate registered a net change of 13.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0038 was up 12.07% compared to the 2011 peak of 0.0034, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 19 GHS
2011 Average 16 GHS
Yearly Trough Low 16 GHS
Transaction Impact: A difference of 3.18 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0038
0.0033
JanuMarcMayJulySeptNove

XAF to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0035, compared to 0.0037 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0035
H2 Avg (Jul–Dec) 0.0037

Volatility Range Comparison

Volatility

The most volatile month in 2012 was March, with a trading range of 0.0003 GHS (High: 0.0036 / Low: 0.0034). On the other end, August was the most stable month, with a tight range of 0.0001 GHS (High: 0.0037 / Low: 0.0036).

March Spread (Volatile) ±0.0003
August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0000 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 0.0038) against the same month in 2011 (average: 0.0033), the exchange rate shifted by +0.0005 (+15.09%).

2012 Avg (December) 0.0038
2011 Avg (December) 0.0033

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0034 0.0032 0.0033
February 0.0035 0.0033 0.0034
March 0.0036 0.0034 0.0035
April 0.0037 0.0035 0.0036
May 0.0037 0.0036 0.0037
June 0.0037 0.0036 0.0037
July 0.0037 0.0036 0.0037
August 0.0037 0.0036 0.0037
September 0.0038 0.0037 0.0037
October 0.0038 0.0037 0.0037
November 0.0038 0.0036 0.0037
December 0.0038 0.0037 0.0038