YEARLY HIGH
0.0145 HKD
YEARLY LOW
0.0126 HKD
YEARLY AVERAGE
0.0135 HKD

2020 XAF to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0145. Conversely, the yearly low was recorded on March 19, dropping to 0.0126.

This high-to-low spread represents a total annual volatility of 0.0019 HKD. From a start-to-finish perspective, comparing the January average rate of 0.0132 to the December average rate of 0.0144, the exchange rate registered a net change of 9.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0145 was up 5.28% compared to the 2019 peak of 0.0138, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 73 HKD
2019 Average 67 HKD
Yearly Trough Low 63 HKD
Transaction Impact: A difference of 9.63 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0145
0.0127
JanuMarcMayJulySeptNove

XAF to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0130, compared to 0.0140 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0130
H2 Avg (Jul–Dec) 0.0140

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0009 HKD (High: 0.0135 / Low: 0.0126). On the other end, October was the most stable month, with a tight range of 0.0002 HKD (High: 0.0140 / Low: 0.0138).

March Spread (Volatile) ±0.0009
October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0144) against the same month in 2019 (average: 0.0132), the exchange rate shifted by +0.0012 (+8.81%).

2020 Avg (December) 0.0144
2019 Avg (December) 0.0132

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0133 0.0131 0.0132
February 0.0131 0.0128 0.0129
March 0.0135 0.0126 0.0131
April 0.0130 0.0127 0.0128
May 0.0131 0.0128 0.0129
June 0.0134 0.0131 0.0133
July 0.0140 0.0133 0.0135
August 0.0141 0.0139 0.0140
September 0.0141 0.0137 0.0139
October 0.0140 0.0138 0.0139
November 0.0141 0.0138 0.0140
December 0.0145 0.0143 0.0144