2015 XAF to HRK Historical Review

YEARLY HIGH

0.0118 HRK

YEARLY LOW

0.0114 HRK

YEARLY AVERAGE

0.0116 HRK

2015 XAF to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the XAF to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 26, valuing the pair at 0.0118. Conversely, the yearly low was recorded on August 10, dropping to 0.0114.

This high-to-low spread represents a total annual volatility of 0.0003 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0117 to the December average rate of 0.0116, the exchange rate registered a net change of -0.71% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.0118 was up 0.58% compared to the 2014 peak of 0.0117, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 59 HRK

2014 Average 58 HRK

Yearly Trough Low 57 HRK

Transaction Impact: A difference of 1.73 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.0118

0.0115

JanuMarcMayJulySeptNove

XAF to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0116, compared to 0.0116 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0116

H2 Avg (Jul–Dec) 0.0116

Volatility Range Comparison

Volatility

The most volatile month in 2015 was September, with a trading range of 0.0002 HRK (High: 0.0117 / Low: 0.0115). On the other end, December was the most stable month, with a tight range of 0.0001 HRK (High: 0.0117 / Low: 0.0116).

September Spread (Volatile) ±0.0002

December Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0001 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 0.0117) against the same month in 2014 (average: 0.0117), the exchange rate shifted by +0.0001 (+0.71%).

2015 Avg (February) 0.0117

2014 Avg (February) 0.0117

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0118	0.0117	0.0117
February	0.0118	0.0117	0.0117
March	0.0117	0.0116	0.0116
April	0.0116	0.0115	0.0116
May	0.0116	0.0114	0.0115
June	0.0116	0.0115	0.0115
July	0.0116	0.0115	0.0116
August	0.0116	0.0114	0.0115
September	0.0117	0.0115	0.0116
October	0.0117	0.0115	0.0116
November	0.0116	0.0114	0.0116
December	0.0117	0.0116	0.0116