2020 XAF to MAD Historical Review

YEARLY HIGH

0.0172 MAD

YEARLY LOW

0.0160 MAD

YEARLY AVERAGE

0.0165 MAD

2020 XAF to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 14, valuing the pair at 0.0172. Conversely, the yearly low was recorded on March 19, dropping to 0.0160.

This high-to-low spread represents a total annual volatility of 0.0013 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0163 to the December average rate of 0.0167, the exchange rate registered a net change of 2.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0172 was up 3.31% compared to the 2019 peak of 0.0167, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 86 MAD

2019 Average 82 MAD

Yearly Trough Low 80 MAD

Transaction Impact: A difference of 6.28 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0169

0.0160

JanuMarcMayJulySeptNove

XAF to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0164, compared to 0.0166 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0164

H2 Avg (Jul–Dec) 0.0166

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0010 MAD (High: 0.0170 / Low: 0.0160). On the other end, November was the most stable month, with a tight range of 0.0002 MAD (High: 0.0166 / Low: 0.0164).

March Spread (Volatile) ±0.0010

November Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0004 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0167) against the same month in 2019 (average: 0.0163), the exchange rate shifted by +0.0004 (+2.27%).

2020 Avg (December) 0.0167

2019 Avg (December) 0.0163

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0164	0.0162	0.0163
February	0.0162	0.0160	0.0161
March	0.0170	0.0160	0.0163
April	0.0171	0.0164	0.0168
May	0.0167	0.0162	0.0164
June	0.0167	0.0165	0.0166
July	0.0169	0.0166	0.0167
August	0.0168	0.0165	0.0167
September	0.0167	0.0165	0.0166
October	0.0166	0.0164	0.0165
November	0.0166	0.0164	0.0165
December	0.0172	0.0165	0.0167