YEARLY HIGH
5.3591 MNT
YEARLY LOW
4.4790 MNT
YEARLY AVERAGE
4.8903 MNT

2020 XAF to MNT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to MNT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 5.3591. Conversely, the yearly low was recorded on March 19, dropping to 4.4790.

This high-to-low spread represents a total annual volatility of 0.8801 MNT. From a start-to-finish perspective, comparing the January average rate of 4.5756 to the December average rate of 5.2945, the exchange rate registered a net change of 15.71% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.3591 was up 16.02% compared to the 2019 peak of 4.6192, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 26,796 MNT
2019 Average 21,960 MNT
Yearly Trough Low 22,395 MNT
Transaction Impact: A difference of 4,400.35 MNT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.3669
4.4985
JanuMarcMayJulySeptNove

XAF to MNT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.6503, compared to 5.1302 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4799 points.

H1 Avg (Jan–Jun) 4.6503
H2 Avg (Jul–Dec) 5.1302

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3126 MNT (High: 4.7917 / Low: 4.4790). On the other end, January was the most stable month, with a tight range of 0.0764 MNT (High: 4.6180 / Low: 4.5417).

March Spread (Volatile) ±0.3126
January Spread (Stable) ±0.0764

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0472 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0472

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.2945) against the same month in 2019 (average: 4.5675), the exchange rate shifted by +0.7270 (+15.92%).

2020 Avg (December) 5.2945
2019 Avg (December) 4.5675

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.6180 4.5417 4.5756
February 4.6345 4.5289 4.5709
March 4.7917 4.4790 4.6585
April 4.6608 4.5743 4.6112
May 4.7517 4.5857 4.6572
June 4.8771 4.7573 4.8284
July 5.1521 4.8405 4.9545
August 5.1894 5.0931 5.1372
September 5.1830 5.0701 5.1396
October 5.1567 5.0576 5.1132
November 5.2063 5.0641 5.1422
December 5.3591 5.2491 5.2945