2020 XAF to NAD Historical Review

YEARLY HIGH

0.0325 NAD

YEARLY LOW

0.0238 NAD

YEARLY AVERAGE

0.0287 NAD

2020 XAF to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on October 5, valuing the pair at 0.0325. Conversely, the yearly low was recorded on January 4, dropping to 0.0238.

This high-to-low spread represents a total annual volatility of 0.0087 NAD. From a start-to-finish perspective, comparing the January average rate of 0.0243 to the December average rate of 0.0276, the exchange rate registered a net change of 13.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0325 was down 48.25% compared to the 2019 peak of 0.0628, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 162 NAD

2019 Average 124 NAD

Yearly Trough Low 119 NAD

Transaction Impact: A difference of 43.30 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0320

0.0236

JanuMarcMayJulySeptNove

XAF to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0279, compared to 0.0294 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0014 points.

H1 Avg (Jan–Jun) 0.0279

H2 Avg (Jul–Dec) 0.0294

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0042 NAD (High: 0.0302 / Low: 0.0259). On the other end, July was the most stable month, with a tight range of 0.0011 NAD (High: 0.0300 / Low: 0.0289).

March Spread (Volatile) ±0.0042

July Spread (Stable) ±0.0011

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0017 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2020: 0.0298) against the same month in 2019 (average: 0.0251), the exchange rate shifted by +0.0047 (+18.69%).

2020 Avg (October) 0.0298

2019 Avg (October) 0.0251

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0250	0.0238	0.0243
February	0.0259	0.0245	0.0249
March	0.0302	0.0259	0.0281
April	0.0314	0.0297	0.0307
May	0.0314	0.0292	0.0303
June	0.0298	0.0287	0.0294
July	0.0300	0.0289	0.0293
August	0.0317	0.0297	0.0313
September	0.0315	0.0293	0.0302
October	0.0325	0.0289	0.0298
November	0.0289	0.0276	0.0281
December	0.0283	0.0271	0.0276