2026 XAF to NGN Historical Review

YEARLY HIGH

2.5915 NGN

YEARLY LOW

2.3677 NGN

YEARLY AVERAGE

2.4331 NGN

2026 XAF to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XAF to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.5915. Conversely, the yearly low was recorded on July 29, dropping to 2.3677.

This high-to-low spread represents a total annual volatility of 0.2238 NGN. From a start-to-finish perspective, comparing the January average rate of 2.5402 to the December average rate of 2.3954, the exchange rate registered a net change of -5.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2.5915 was down 7.99% compared to the 2025 peak of 2.8166, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 12,958 NGN

2025 Average 13,115 NGN

Yearly Trough Low 11,838 NGN

Transaction Impact: A difference of 1,119.24 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

2.5552

2.3756

JanuMarcMayJuly

XAF to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4465, compared to 2.3930 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0536 points.

H1 Avg (Jan–Jun) 2.4465

H2 Avg (Jul–Dec) 2.3930

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.1073 NGN (High: 2.4762 / Low: 2.3689). On the other end, August was the most stable month, with a tight range of 0.0079 NGN (High: 2.3995 / Low: 2.3917).

March Spread (Volatile) ±0.1073

August Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0925 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0925

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 2.5402) against the same month in 2025 (average: 2.4485), the exchange rate shifted by +0.0917 (+3.75%).

2026 Avg (January) 2.5402

2025 Avg (January) 2.4485

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5915	2.5055	2.5402
February	2.5154	2.4084	2.4477
March	2.4762	2.3689	2.4283
April	2.4635	2.4028	2.4262
May	2.4602	2.4352	2.4408
June	2.4340	2.3751	2.3959
July	2.4068	2.3677	2.3905
August	2.3995	2.3917	2.3954