YEARLY HIGH
0.0074 PEN
YEARLY LOW
0.0065 PEN
YEARLY AVERAGE
0.0070 PEN

2021 XAF to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XAF to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 0.0074. Conversely, the yearly low was recorded on April 9, dropping to 0.0065.

This high-to-low spread represents a total annual volatility of 0.0009 PEN. From a start-to-finish perspective, comparing the January average rate of 0.0067 to the December average rate of 0.0070, the exchange rate registered a net change of 3.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0074 was up 9.53% compared to the 2020 peak of 0.0068, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 37 PEN
2020 Average 30 PEN
Yearly Trough Low 33 PEN
Transaction Impact: A difference of 4.58 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0074
0.0067
JanuMarcMayJulySeptNove

XAF to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0068, compared to 0.0071 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0068
H2 Avg (Jul–Dec) 0.0071

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0005 PEN (High: 0.0071 / Low: 0.0065). On the other end, March was the most stable month, with a tight range of 0.0001 PEN (High: 0.0068 / Low: 0.0067).

April Spread (Volatile) ±0.0005
March Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0003 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0003

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2021: 0.0074) against the same month in 2020 (average: 0.0064), the exchange rate shifted by +0.0010 (+15.40%).

2021 Avg (September) 0.0074
2020 Avg (September) 0.0064

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0068 0.0066 0.0067
February 0.0068 0.0066 0.0067
March 0.0068 0.0067 0.0067
April 0.0071 0.0065 0.0067
May 0.0072 0.0067 0.0070
June 0.0073 0.0071 0.0072
July 0.0072 0.0070 0.0071
August 0.0074 0.0071 0.0073
September 0.0074 0.0073 0.0074
October 0.0073 0.0069 0.0071
November 0.0071 0.0069 0.0070
December 0.0071 0.0069 0.0070