2020 XAF to PHP Historical Review

YEARLY HIGH

0.0900 PHP

YEARLY LOW

0.0830 PHP

YEARLY AVERAGE

0.0863 PHP

2020 XAF to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0900. Conversely, the yearly low was recorded on May 13, dropping to 0.0830.

This high-to-low spread represents a total annual volatility of 0.0071 PHP. From a start-to-finish perspective, comparing the January average rate of 0.0860 to the December average rate of 0.0892, the exchange rate registered a net change of 3.70% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0900 was down 2.35% compared to the 2019 peak of 0.0922, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 450 PHP

2019 Average 442 PHP

Yearly Trough Low 415 PHP

Transaction Impact: A difference of 35.32 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0898

0.0834

JanuMarcMayJulySeptNove

XAF to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0851, compared to 0.0875 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0024 points.

H1 Avg (Jan–Jun) 0.0851

H2 Avg (Jul–Dec) 0.0875

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0044 PHP (High: 0.0879 / Low: 0.0835). On the other end, June was the most stable month, with a tight range of 0.0015 PHP (High: 0.0868 / Low: 0.0853).

March Spread (Volatile) ±0.0044

June Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0020 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0020

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0892) against the same month in 2019 (average: 0.0860), the exchange rate shifted by +0.0032 (+3.76%).

2020 Avg (December) 0.0892

2019 Avg (December) 0.0860

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0872	0.0853	0.0860
February	0.0863	0.0833	0.0846
March	0.0879	0.0835	0.0860
April	0.0851	0.0832	0.0839
May	0.0854	0.0830	0.0842
June	0.0868	0.0853	0.0859
July	0.0890	0.0850	0.0863
August	0.0889	0.0872	0.0880
September	0.0884	0.0860	0.0872
October	0.0877	0.0862	0.0870
November	0.0878	0.0860	0.0871
December	0.0900	0.0883	0.0892