YEARLY HIGH
4.3481 TZS
YEARLY LOW
3.7442 TZS
YEARLY AVERAGE
4.0298 TZS

2020 XAF to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.3481. Conversely, the yearly low was recorded on March 19, dropping to 3.7442.

This high-to-low spread represents a total annual volatility of 0.6039 TZS. From a start-to-finish perspective, comparing the January average rate of 3.8998 to the December average rate of 4.3038, the exchange rate registered a net change of 10.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.3481 was up 6.42% compared to the 2019 peak of 4.0856, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 21,740 TZS
2019 Average 19,694 TZS
Yearly Trough Low 18,721 TZS
Transaction Impact: A difference of 3,019.40 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.3510
3.7848
JanuMarcMayJulySeptNove

XAF to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8821, compared to 4.1775 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2954 points.

H1 Avg (Jan–Jun) 3.8821
H2 Avg (Jul–Dec) 4.1775

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2607 TZS (High: 4.0049 / Low: 3.7442). On the other end, August was the most stable month, with a tight range of 0.0589 TZS (High: 4.2183 / Low: 4.1594).

March Spread (Volatile) ±0.2607
August Spread (Stable) ±0.0589

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0589 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0589

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.3038) against the same month in 2019 (average: 3.8933), the exchange rate shifted by +0.4105 (+10.54%).

2020 Avg (December) 4.3038
2019 Avg (December) 3.8933

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9422 3.8697 3.8998
February 3.9047 3.8001 3.8431
March 4.0049 3.7442 3.8909
April 3.8729 3.7997 3.8320
May 3.9194 3.8108 3.8538
June 4.0103 3.9233 3.9730
July 4.2073 3.9728 4.0542
August 4.2183 4.1594 4.1887
September 4.2150 4.1137 4.1688
October 4.1937 4.1269 4.1615
November 4.2323 4.1138 4.1880
December 4.3481 4.2684 4.3038