2020 XAF to VND Historical Review

YEARLY HIGH

43.2042 VND

YEARLY LOW

38.2139 VND

YEARLY AVERAGE

40.4143 VND

2020 XAF to VND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAF to VND exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 43.2042. Conversely, the yearly low was recorded on February 19, dropping to 38.2139.

This high-to-low spread represents a total annual volatility of 4.9903 VND. From a start-to-finish perspective, comparing the January average rate of 39.2233 to the December average rate of 42.8940, the exchange rate registered a net change of 9.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 43.2042 was up 5.93% compared to the 2019 peak of 40.7855, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAF based on timing:

Yearly Peak High 216,021 VND

2019 Average 198,211 VND

Yearly Trough Low 191,070 VND

Transaction Impact: A difference of 24,951.68 VND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

43.3184

38.2252

JanuMarcMayJulySeptNove

XAF to VND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 39.1247, compared to 41.7040 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5793 points.

H1 Avg (Jan–Jun) 39.1247

H2 Avg (Jul–Dec) 41.7040

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 2.0557 VND (High: 40.3580 / Low: 38.3023). On the other end, October was the most stable month, with a tight range of 0.6606 VND (High: 41.9044 / Low: 41.2439).

March Spread (Volatile) ±2.0557

October Spread (Stable) ±0.6606

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.5737 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5737

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 42.8940) against the same month in 2019 (average: 39.2526), the exchange rate shifted by +3.6414 (+9.28%).

2020 Avg (December) 42.8940

2019 Avg (December) 39.2526

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	39.6646	38.8625	39.2233
February	39.2249	38.2139	38.6496
March	40.3580	38.3023	39.3714
April	39.3589	38.5827	38.8518
May	39.5145	38.4523	38.7987
June	40.2511	39.3896	39.8532
July	41.6236	39.6344	40.4363
August	42.1761	41.4253	41.7928
September	42.3509	41.1599	41.6826
October	41.9044	41.2439	41.5822
November	42.2916	41.1669	41.8360
December	43.2042	42.2052	42.8940