2021 XAG to XDR Historical Review

YEARLY HIGH

0.7161 XDR

YEARLY LOW

0.6896 XDR

YEARLY AVERAGE

0.7019 XDR

2021 XAG to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XAG to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.7161. Conversely, the yearly low was recorded on January 6, dropping to 0.6896.

This high-to-low spread represents a total annual volatility of 0.0265 XDR. From a start-to-finish perspective, comparing the January average rate of 0.6937 to the December average rate of 0.7134, the exchange rate registered a net change of 2.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7161 was down 3.46% compared to the 2020 peak of 0.7418, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAG based on timing:

Yearly Peak High 3,581 XDR

2020 Average 3,590 XDR

Yearly Trough Low 3,448 XDR

Transaction Impact: A difference of 132.63 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7154

0.6917

JanuMarcMayJulySeptNove

XAG to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6966, compared to 0.7072 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0106 points.

H1 Avg (Jan–Jun) 0.6966

H2 Avg (Jul–Dec) 0.7072

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0122 XDR (High: 0.7059 / Low: 0.6937). On the other end, July was the most stable month, with a tight range of 0.0038 XDR (High: 0.7040 / Low: 0.7002).

April Spread (Volatile) ±0.0122

July Spread (Stable) ±0.0038

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0055 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0055

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.7134) against the same month in 2020 (average: 0.6952), the exchange rate shifted by +0.0183 (+2.63%).

2021 Avg (December) 0.7134

2020 Avg (December) 0.6952

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6960	0.6896	0.6937
February	0.6979	0.6918	0.6944
March	0.7052	0.6942	0.7002
April	0.7059	0.6937	0.7000
May	0.6980	0.6916	0.6945
June	0.7014	0.6913	0.6966
July	0.7040	0.7002	0.7024
August	0.7061	0.7001	0.7037
September	0.7099	0.7009	0.7039
October	0.7098	0.7049	0.7079
November	0.7147	0.7065	0.7118
December	0.7161	0.7117	0.7134