2026 XAU to NAD Historical Review

YEARLY HIGH

77441.9370 NAD

YEARLY LOW

15.7757 NAD

YEARLY AVERAGE

36144.6784 NAD

2026 XAU to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the XAU to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 28, valuing the pair at 77441.9370. Conversely, the yearly low was recorded on January 29, dropping to 15.7757.

This high-to-low spread represents a total annual volatility of 77426.1613 NAD. From a start-to-finish perspective, comparing the January average rate of 16.3152 to the December average rate of 68000.0678, the exchange rate registered a net change of 416688.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 77441.9370 was up 392882.56% compared to the 2025 peak of 19.7062, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAU based on timing:

Yearly Peak High 387,209,685 NAD

2025 Average 89,433 NAD

Yearly Trough Low 78,879 NAD

Transaction Impact: A difference of 387,130,806.26 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

81344.0782

-7377.4553

JanuMarcMayJuly

XAU to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 25692.2206, compared to 67502.0518 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 41809.8312 points.

H1 Avg (Jan–Jun) 25692.2206

H2 Avg (Jul–Dec) 67502.0518

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 77425.6020 NAD (High: 77441.9370 / Low: 16.3350). On the other end, February was the most stable month, with a tight range of 0.2780 NAD (High: 16.1289 / Low: 15.8508).

April Spread (Volatile) ±77425.6020

February Spread (Stable) ±0.2780

Growth Streaks & Declines

Trends

Between February and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 4760.9244 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -4760.9244

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 10963.9682) against the same month in 2025 (average: 18.9086), the exchange rate shifted by +10945.0595 (+57883.93%).

2026 Avg (April) 10963.9682

2025 Avg (April) 18.9086

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	16.5653	15.7757	16.3152
February	16.1289	15.8508	16.0058
March	17.2095	15.8915	16.7247
April	77441.9370	16.3350	10963.9682
May	76876.9323	72615.4818	73950.6171
June	73358.0797	65770.1326	69189.6926
July	68721.4537	65526.8500	67004.0357
August	70201.9745	66697.1729	68000.0678