2020 XAU to XDR Historical Review

YEARLY HIGH

0.7418 XDR

YEARLY LOW

0.6923 XDR

YEARLY AVERAGE

0.7181 XDR

2020 XAU to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XAU to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 24, valuing the pair at 0.7418. Conversely, the yearly low was recorded on December 20, dropping to 0.6923.

This high-to-low spread represents a total annual volatility of 0.0495 XDR. From a start-to-finish perspective, comparing the January average rate of 0.7246 to the December average rate of 0.6952, the exchange rate registered a net change of -4.07% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.7418 was up 1.07% compared to the 2019 peak of 0.7340, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XAU based on timing:

Yearly Peak High 3,709 XDR

2019 Average 3,613 XDR

Yearly Trough Low 3,462 XDR

Transaction Impact: A difference of 247.30 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.7371

0.6914

JanuMarcMayJulySeptNove

XAU to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7292, compared to 0.7071 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0220 points.

H1 Avg (Jan–Jun) 0.7292

H2 Avg (Jul–Dec) 0.7071

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0258 XDR (High: 0.7418 / Low: 0.7160). On the other end, October was the most stable month, with a tight range of 0.0030 XDR (High: 0.7094 / Low: 0.7064).

March Spread (Volatile) ±0.0258

October Spread (Stable) ±0.0030

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0113 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0113

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.7289) against the same month in 2019 (average: 0.7168), the exchange rate shifted by +0.0121 (+1.69%).

2020 Avg (March) 0.7289

2019 Avg (March) 0.7168

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7272	0.7223	0.7246
February	0.7344	0.7264	0.7303
March	0.7418	0.7160	0.7289
April	0.7362	0.7299	0.7333
May	0.7360	0.7294	0.7331
June	0.7289	0.7212	0.7248
July	0.7268	0.7093	0.7197
August	0.7110	0.7046	0.7084
September	0.7125	0.7035	0.7081
October	0.7094	0.7064	0.7078
November	0.7089	0.7005	0.7036
December	0.6996	0.6923	0.6952