2020 XCD to BIF Historical Review

YEARLY HIGH

720.4307 BIF

YEARLY LOW

693.4994 BIF

YEARLY AVERAGE

708.3350 BIF

2020 XCD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 720.4307. Conversely, the yearly low was recorded on March 29, dropping to 693.4994.

This high-to-low spread represents a total annual volatility of 26.9313 BIF. From a start-to-finish perspective, comparing the January average rate of 697.3856 to the December average rate of 718.7680, the exchange rate registered a net change of 3.07% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 720.4307 was up 3.29% compared to the 2019 peak of 697.4894, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 3,602,154 BIF

2019 Average 3,407,562 BIF

Yearly Trough Low 3,467,497 BIF

Transaction Impact: A difference of 134,656.60 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

720.9062

695.2473

JanuMarcMayJulySeptNove

XCD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 701.2571, compared to 715.4129 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 14.1558 points.

H1 Avg (Jan–Jun) 701.2571

H2 Avg (Jul–Dec) 715.4129

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 10.6699 BIF (High: 705.9999 / Low: 695.3300). On the other end, December was the most stable month, with a tight range of 2.4367 BIF (High: 720.4307 / Low: 717.9940).

April Spread (Volatile) ±10.6699

December Spread (Stable) ±2.4367

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 718.7680) against the same month in 2019 (average: 694.6476), the exchange rate shifted by +24.1203 (+3.47%).

2020 Avg (December) 718.7680

2019 Avg (December) 694.6476

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	699.7095	695.2164	697.3856
February	699.7095	696.6707	698.6156
March	703.5507	693.4994	699.8912
April	705.9999	695.3300	701.6041
May	707.1100	699.2047	704.2945
June	710.5642	703.0035	705.7516
July	713.8421	706.7399	711.9861
August	715.5333	711.5771	713.6047
September	716.3605	713.4003	714.6782
October	717.8406	714.4582	715.9334
November	718.9506	715.8721	717.5069
December	720.4307	717.9940	718.7680