2020 XCD to HNL Historical Review

YEARLY HIGH

9.3634 HNL

YEARLY LOW

8.9378 HNL

YEARLY AVERAGE

9.1529 HNL

2020 XCD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 9.3634. Conversely, the yearly low was recorded on December 27, dropping to 8.9378.

This high-to-low spread represents a total annual volatility of 0.4256 HNL. From a start-to-finish perspective, comparing the January average rate of 9.1712 to the December average rate of 8.9707, the exchange rate registered a net change of -2.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.3634 was up 0.92% compared to the 2019 peak of 9.2779, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 46,817 HNL

2019 Average 45,419 HNL

Yearly Trough Low 44,689 HNL

Transaction Impact: A difference of 2,127.90 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.2665

8.9438

JanuMarcMayJulySeptNove

XCD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.2071, compared to 9.0986 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1084 points.

H1 Avg (Jan–Jun) 9.2071

H2 Avg (Jul–Dec) 9.0986

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.2732 HNL (High: 9.3634 / Low: 9.0901). On the other end, October was the most stable month, with a tight range of 0.0555 HNL (High: 9.1210 / Low: 9.0655).

January Spread (Volatile) ±0.2732

October Spread (Stable) ±0.0555

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0640 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0640

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 9.1712) against the same month in 2019 (average: 9.0401), the exchange rate shifted by +0.1311 (+1.45%).

2020 Avg (January) 9.1712

2019 Avg (January) 9.0401

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.3634	9.0901	9.1712
February	9.2320	9.1108	9.1835
March	9.2554	9.0837	9.2046
April	9.2505	9.1547	9.2178
May	9.2616	9.1841	9.2396
June	9.2431	9.1816	9.2258
July	9.2320	9.1560	9.2066
August	9.2320	9.0949	9.1483
September	9.1765	9.1143	9.1426
October	9.1210	9.0655	9.0938
November	9.0919	8.9773	9.0298
December	8.9968	8.9378	8.9707