YEARLY HIGH
1.5685 MYR
YEARLY LOW
1.4825 MYR
YEARLY AVERAGE
1.5332 MYR

2021 XCD to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XCD to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on November 26, valuing the pair at 1.5685. Conversely, the yearly low was recorded on January 4, dropping to 1.4825.

This high-to-low spread represents a total annual volatility of 0.0860 MYR. From a start-to-finish perspective, comparing the January average rate of 1.4945 to the December average rate of 1.5585, the exchange rate registered a net change of 4.29% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.5685 was down 4.58% compared to the 2020 peak of 1.6438, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 7,843 MYR
2020 Average 7,773 MYR
Yearly Trough Low 7,412 MYR
Transaction Impact: A difference of 430.15 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.5681
1.4878
JanuMarcMayJulySeptNove

XCD to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.5159, compared to 1.5505 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0346 points.

H1 Avg (Jan–Jun) 1.5159
H2 Avg (Jul–Dec) 1.5505

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0363 MYR (High: 1.5360 / Low: 1.4997). On the other end, February was the most stable month, with a tight range of 0.0150 MYR (High: 1.5062 / Low: 1.4912).

March Spread (Volatile) ±0.0363
February Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0200 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0200

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 1.5468) against the same month in 2020 (average: 1.5210), the exchange rate shifted by +0.0258 (+1.70%).

2021 Avg (November) 1.5468
2020 Avg (November) 1.5210

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.5004 1.4825 1.4945
February 1.5062 1.4912 1.4977
March 1.5360 1.4997 1.5211
April 1.5339 1.5154 1.5258
May 1.5347 1.5154 1.5267
June 1.5395 1.5200 1.5295
July 1.5669 1.5376 1.5546
August 1.5683 1.5382 1.5614
September 1.5513 1.5306 1.5414
October 1.5491 1.5323 1.5405
November 1.5685 1.5350 1.5468
December 1.5665 1.5445 1.5585