2020 XCD to PHP Historical Review

YEARLY HIGH

19.1486 PHP

YEARLY LOW

17.7518 PHP

YEARLY AVERAGE

18.3565 PHP

2020 XCD to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 19.1486. Conversely, the yearly low was recorded on December 27, dropping to 17.7518.

This high-to-low spread represents a total annual volatility of 1.3967 PHP. From a start-to-finish perspective, comparing the January average rate of 18.8094 to the December average rate of 17.7917, the exchange rate registered a net change of -5.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 19.1486 was down 3.17% compared to the 2019 peak of 19.7746, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 95,743 PHP

2019 Average 95,775 PHP

Yearly Trough Low 88,759 PHP

Transaction Impact: A difference of 6,983.66 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

18.9449

17.6868

JanuMarcMayJulySeptNove

XCD to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.7348, compared to 17.9783 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7565 points.

H1 Avg (Jan–Jun) 18.7348

H2 Avg (Jul–Dec) 17.9783

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6077 PHP (High: 19.1486 / Low: 18.5409). On the other end, September was the most stable month, with a tight range of 0.0984 PHP (High: 18.0028 / Low: 17.9044).

March Spread (Volatile) ±0.6077

September Spread (Stable) ±0.0984

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.2387 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.2387

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 18.8400) against the same month in 2019 (average: 19.4280), the exchange rate shifted by -0.5879 (-3.03%).

2020 Avg (March) 18.8400

2019 Avg (March) 19.4280

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	18.9130	18.6750	18.8094
February	18.8991	18.6777	18.7992
March	19.1486	18.5409	18.8400
April	18.8956	18.5762	18.7447
May	18.8357	18.4677	18.6949
June	18.6672	18.3892	18.5204
July	18.4361	18.1641	18.2817
August	18.1975	17.8794	18.0471
September	18.0028	17.9044	17.9520
October	18.0178	17.8961	17.9465
November	17.9728	17.7729	17.8505
December	17.8548	17.7518	17.7917