2014 XCD to SBD Historical Review

YEARLY HIGH

2.8377 SBD

YEARLY LOW

2.6620 SBD

YEARLY AVERAGE

2.7066 SBD

2014 XCD to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the XCD to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 2.8377. Conversely, the yearly low was recorded on January 2, dropping to 2.6620.

This high-to-low spread represents a total annual volatility of 0.1757 SBD. From a start-to-finish perspective, comparing the January average rate of 2.6702 to the December average rate of 2.8008, the exchange rate registered a net change of 4.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.8377 was up 4.23% compared to the 2013 peak of 2.7226, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 14,188 SBD

2013 Average 13,241 SBD

Yearly Trough Low 13,310 SBD

Transaction Impact: A difference of 878.60 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.8138

2.6572

JanuMarcMayJulySeptNove

XCD to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.6888, compared to 2.7245 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0357 points.

H1 Avg (Jan–Jun) 2.6888

H2 Avg (Jul–Dec) 2.7245

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.0773 SBD (High: 2.8377 / Low: 2.7604). On the other end, March was the most stable month, with a tight range of 0.0046 SBD (High: 2.6926 / Low: 2.6880).

December Spread (Volatile) ±0.0773

March Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0200 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0200

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 2.8008) against the same month in 2013 (average: 2.6621), the exchange rate shifted by +0.1387 (+5.21%).

2014 Avg (December) 2.8008

2013 Avg (December) 2.6621

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6920	2.6620	2.6702
February	2.6931	2.6848	2.6895
March	2.6926	2.6880	2.6905
April	2.7018	2.6884	2.6931
May	2.7188	2.6967	2.7045
June	2.7066	2.6715	2.6846
July	2.6888	2.6715	2.6785
August	2.6902	2.6715	2.6778
September	2.7354	2.6719	2.7017
October	2.7445	2.7238	2.7340
November	2.7705	2.7294	2.7542
December	2.8377	2.7604	2.8008