2020 XCD to TOP Historical Review

YEARLY HIGH

0.8877 TOP

YEARLY LOW

0.8326 TOP

YEARLY AVERAGE

0.8517 TOP

2020 XCD to TOP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XCD to TOP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.8877. Conversely, the yearly low was recorded on June 9, dropping to 0.8326.

This high-to-low spread represents a total annual volatility of 0.0551 TOP. From a start-to-finish perspective, comparing the January average rate of 0.8498 to the December average rate of 0.8451, the exchange rate registered a net change of -0.56% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8877 was up 2.82% compared to the 2019 peak of 0.8634, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XCD based on timing:

Yearly Peak High 4,439 TOP

2019 Average 4,238 TOP

Yearly Trough Low 4,163 TOP

Transaction Impact: A difference of 275.72 TOP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8720

0.8374

JanuMarcMayJulySeptNove

XCD to TOP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8558, compared to 0.8476 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0082 points.

H1 Avg (Jan–Jun) 0.8558

H2 Avg (Jul–Dec) 0.8476

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0337 TOP (High: 0.8877 / Low: 0.8540). On the other end, February was the most stable month, with a tight range of 0.0040 TOP (High: 0.8588 / Low: 0.8548).

March Spread (Volatile) ±0.0337

February Spread (Stable) ±0.0040

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0138 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.8691) against the same month in 2019 (average: 0.8371), the exchange rate shifted by +0.0320 (+3.82%).

2020 Avg (March) 0.8691

2019 Avg (March) 0.8371

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8572	0.8445	0.8498
February	0.8588	0.8548	0.8571
March	0.8877	0.8540	0.8691
April	0.8735	0.8536	0.8643
May	0.8608	0.8471	0.8541
June	0.8492	0.8326	0.8402
July	0.8471	0.8396	0.8436
August	0.8471	0.8386	0.8439
September	0.8568	0.8373	0.8453
October	0.8607	0.8522	0.8562
November	0.8609	0.8463	0.8514
December	0.8479	0.8415	0.8451