YEARLY HIGH
5.3051 AED
YEARLY LOW
4.9518 AED
YEARLY AVERAGE
5.1163 AED

2020 XDR to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 5.3051. Conversely, the yearly low was recorded on March 24, dropping to 4.9518.

This high-to-low spread represents a total annual volatility of 0.3533 AED. From a start-to-finish perspective, comparing the January average rate of 5.0689 to the December average rate of 5.2836, the exchange rate registered a net change of 4.24% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.3051 was up 3.09% compared to the 2019 peak of 5.1458, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 26,525 AED
2019 Average 25,417 AED
Yearly Trough Low 24,759 AED
Transaction Impact: A difference of 1,766.55 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.3111
4.9819
JanuMarcMayJulySeptNove

XDR to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0376, compared to 5.1950 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1573 points.

H1 Avg (Jan–Jun) 5.0376
H2 Avg (Jul–Dec) 5.1950

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1780 AED (High: 5.1297 / Low: 4.9518). On the other end, October was the most stable month, with a tight range of 0.0219 AED (High: 5.1996 / Low: 5.1777).

March Spread (Volatile) ±0.1780
October Spread (Stable) ±0.0219

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0391 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0391

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.2836) against the same month in 2019 (average: 5.0653), the exchange rate shifted by +0.2183 (+4.31%).

2020 Avg (December) 5.2836
2019 Avg (December) 5.0653

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.0855 5.0514 5.0689
February 5.0564 5.0014 5.0298
March 5.1297 4.9518 5.0398
April 5.0321 4.9894 5.0093
May 5.0359 4.9909 5.0106
June 5.0932 5.0391 5.0675
July 5.1780 5.0537 5.1036
August 5.2131 5.1659 5.1852
September 5.2216 5.1551 5.1876
October 5.1996 5.1777 5.1892
November 5.2436 5.1810 5.2206
December 5.3051 5.2504 5.2836