2020 XDR to BGN Historical Review

YEARLY HIGH

2.4856 BGN

YEARLY LOW

2.2932 BGN

YEARLY AVERAGE

2.3888 BGN

2020 XDR to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 2.4856. Conversely, the yearly low was recorded on December 30, dropping to 2.2932.

This high-to-low spread represents a total annual volatility of 0.1924 BGN. From a start-to-finish perspective, comparing the January average rate of 2.4309 to the December average rate of 2.3117, the exchange rate registered a net change of -4.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.4856 was up 1.63% compared to the 2019 peak of 2.4456, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 12,428 BGN

2019 Average 12,091 BGN

Yearly Trough Low 11,466 BGN

Transaction Impact: A difference of 962.04 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.4686

2.2975

JanuMarcMayJulySeptNove

XDR to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4348, compared to 2.3428 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0920 points.

H1 Avg (Jan–Jun) 2.4348

H2 Avg (Jul–Dec) 2.3428

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0903 BGN (High: 2.4856 / Low: 2.3953). On the other end, December was the most stable month, with a tight range of 0.0304 BGN (High: 2.3236 / Low: 2.2932).

March Spread (Volatile) ±0.0903

December Spread (Stable) ±0.0304

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0477 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0477

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 2.4276) against the same month in 2019 (average: 2.4150), the exchange rate shifted by +0.0127 (+0.52%).

2020 Avg (March) 2.4276

2019 Avg (March) 2.4150

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.4448	2.4141	2.4309
February	2.4749	2.4277	2.4527
March	2.4856	2.3953	2.4276
April	2.4717	2.4351	2.4544
May	2.4676	2.4110	2.4455
June	2.4128	2.3736	2.3978
July	2.4010	2.3229	2.3720
August	2.3471	2.3143	2.3337
September	2.3645	2.3287	2.3446
October	2.3690	2.3300	2.3478
November	2.3729	2.3304	2.3471
December	2.3236	2.2932	2.3117