2020 XDR to BOB Historical Review

YEARLY HIGH

9.9765 BOB

YEARLY LOW

9.2360 BOB

YEARLY AVERAGE

9.6146 BOB

2020 XDR to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 9.9765. Conversely, the yearly low was recorded on March 23, dropping to 9.2360.

This high-to-low spread represents a total annual volatility of 0.7405 BOB. From a start-to-finish perspective, comparing the January average rate of 9.5429 to the December average rate of 9.9169, the exchange rate registered a net change of 3.92% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 9.9765 was up 3.02% compared to the 2019 peak of 9.6841, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 49,883 BOB

2019 Average 47,823 BOB

Yearly Trough Low 46,180 BOB

Transaction Impact: A difference of 3,702.71 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

9.9683

9.3516

JanuMarcMayJulySeptNove

XDR to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.4675, compared to 9.7617 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2941 points.

H1 Avg (Jan–Jun) 9.4675

H2 Avg (Jul–Dec) 9.7617

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.4108 BOB (High: 9.6467 / Low: 9.2360). On the other end, August was the most stable month, with a tight range of 0.0586 BOB (High: 9.7771 / Low: 9.7185).

March Spread (Volatile) ±0.4108

August Spread (Stable) ±0.0586

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0741 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0741

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 9.9169) against the same month in 2019 (average: 9.5321), the exchange rate shifted by +0.3848 (+4.04%).

2020 Avg (December) 9.9169

2019 Avg (December) 9.5321

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.6077	9.5082	9.5429
February	9.5220	9.4210	9.4687
March	9.6467	9.2360	9.4506
April	9.4386	9.3653	9.4030
May	9.4539	9.3691	9.4091
June	9.5761	9.4693	9.5310
July	9.7458	9.5055	9.5965
August	9.7771	9.7185	9.7459
September	9.8114	9.6925	9.7522
October	9.7912	9.7258	9.7550
November	9.8475	9.7380	9.8036
December	9.9765	9.8454	9.9169