2020 XDR to CZK Historical Review

YEARLY HIGH

35.3442 CZK

YEARLY LOW

30.7074 CZK

YEARLY AVERAGE

32.3104 CZK

2020 XDR to CZK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to CZK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 35.3442. Conversely, the yearly low was recorded on December 30, dropping to 30.7074.

This high-to-low spread represents a total annual volatility of 4.6368 CZK. From a start-to-finish perspective, comparing the January average rate of 31.3464 to the December average rate of 31.0672, the exchange rate registered a net change of -0.89% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 35.3442 was up 9.41% compared to the 2019 peak of 32.3042, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 176,721 CZK

2019 Average 158,648 CZK

Yearly Trough Low 153,537 CZK

Transaction Impact: A difference of 23,184.01 CZK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

34.5418

30.7513

JanuMarcMayJulySeptNove

XDR to CZK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.8009, compared to 31.8199 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9809 points.

H1 Avg (Jan–Jun) 32.8009

H2 Avg (Jul–Dec) 31.8199

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.3500 CZK (High: 35.3442 / Low: 30.9943). On the other end, January was the most stable month, with a tight range of 0.4799 CZK (High: 31.5516 / Low: 31.0717).

March Spread (Volatile) ±4.3500

January Spread (Stable) ±0.4799

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 1.4041 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.4041

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 32.9748) against the same month in 2019 (average: 31.7159), the exchange rate shifted by +1.2590 (+3.97%).

2020 Avg (March) 32.9748

2019 Avg (March) 31.7159

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	31.5516	31.0717	31.3464
February	31.8232	31.2664	31.4589
March	35.3442	30.9943	32.9748
April	35.0897	33.4114	34.2260
May	34.8142	33.1839	34.1016
June	32.9779	32.3316	32.6975
July	32.7339	31.0783	32.1614
August	31.5167	30.8963	31.2282
September	32.7537	31.3028	32.0488
October	33.1117	32.2321	32.6625
November	33.0654	31.1934	31.7516
December	31.4331	30.7074	31.0672