YEARLY HIGH
22.3581 MVR
YEARLY LOW
19.8453 MVR
YEARLY AVERAGE
21.3650 MVR

2025 XDR to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XDR to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 22.3581. Conversely, the yearly low was recorded on February 2, dropping to 19.8453.

This high-to-low spread represents a total annual volatility of 2.5128 MVR. From a start-to-finish perspective, comparing the January average rate of 20.0338 to the December average rate of 22.1502, the exchange rate registered a net change of 10.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 22.3581 was up 7.33% compared to the 2024 peak of 20.8303, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 111,790 MVR
2024 Average 102,264 MVR
Yearly Trough Low 99,227 MVR
Transaction Impact: A difference of 12,563.79 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

22.3618
19.8222
JanuMarcMayJulySeptNove

XDR to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.7831, compared to 21.9469 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1638 points.

H1 Avg (Jan–Jun) 20.7831
H2 Avg (Jul–Dec) 21.9469

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 1.8002 MVR (High: 22.2131 / Low: 20.4129). On the other end, January was the most stable month, with a tight range of 0.2608 MVR (High: 20.1713 / Low: 19.9105).

July Spread (Volatile) ±1.8002
January Spread (Stable) ±0.2608

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2252 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.2252

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 22.1502) against the same month in 2024 (average: 20.2102), the exchange rate shifted by +1.9400 (+9.60%).

2025 Avg (December) 22.1502
2024 Avg (December) 20.2102

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 20.1713 19.9105 20.0338
February 20.2644 19.8453 20.1367
March 20.6463 20.1729 20.4344
April 21.6984 20.4724 21.0965
May 21.6040 20.4924 21.3332
June 22.1538 20.4195 21.6642
July 22.2131 20.4129 21.8309
August 22.1891 21.8451 22.0062
September 22.2578 21.9551 22.0755
October 22.0432 21.6714 21.8503
November 21.9457 20.9963 21.7684
December 22.3581 21.9142 22.1502