2020 XDR to NPR Historical Review

YEARLY HIGH

170.5899 NPR

YEARLY LOW

155.8318 NPR

YEARLY AVERAGE

165.0590 NPR

2020 XDR to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 170.5899. Conversely, the yearly low was recorded on February 17, dropping to 155.8318.

This high-to-low spread represents a total annual volatility of 14.7581 NPR. From a start-to-finish perspective, comparing the January average rate of 157.2790 to the December average rate of 169.4586, the exchange rate registered a net change of 7.74% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 170.5899 was up 6.34% compared to the 2019 peak of 160.4254, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 852,950 NPR

2019 Average 778,964 NPR

Yearly Trough Low 779,159 NPR

Transaction Impact: A difference of 73,790.75 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

170.7479

155.2759

JanuMarcMayJulySeptNove

XDR to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 162.5509, compared to 167.5670 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.0161 points.

H1 Avg (Jan–Jun) 162.5509

H2 Avg (Jul–Dec) 167.5670

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.2717 NPR (High: 165.7553 / Low: 158.4836). On the other end, September was the most stable month, with a tight range of 1.3736 NPR (High: 166.6037 / Low: 165.2301).

March Spread (Volatile) ±7.2717

September Spread (Stable) ±1.3736

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 2.5273 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.5273

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 169.4586) against the same month in 2019 (average: 157.0430), the exchange rate shifted by +12.4156 (+7.91%).

2020 Avg (December) 169.4586

2019 Avg (December) 157.0430

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	159.1082	155.9866	157.2790
February	158.4836	155.8318	156.5652
March	165.7553	158.4836	163.1488
April	168.0287	164.5581	166.1320
May	165.7387	163.5844	165.0043
June	168.3057	165.1166	167.1762
July	168.5734	164.6315	166.5897
August	169.6497	165.9941	168.4017
September	166.6037	165.2301	165.8743
October	168.4840	165.2743	166.2256
November	169.6661	167.9989	168.8521
December	170.5899	168.4963	169.4586