YEARLY HIGH
3.9905 TND
YEARLY LOW
3.8305 TND
YEARLY AVERAGE
3.9065 TND

2020 XDR to TND Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XDR to TND exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 3.9905. Conversely, the yearly low was recorded on August 6, dropping to 3.8305.

This high-to-low spread represents a total annual volatility of 0.1600 TND. From a start-to-finish perspective, comparing the January average rate of 3.8814 to the December average rate of 3.8858, the exchange rate registered a net change of 0.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.9905 was down 6.75% compared to the 2019 peak of 4.2792, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XDR based on timing:

Yearly Peak High 19,953 TND
2019 Average 20,241 TND
Yearly Trough Low 19,153 TND
Transaction Impact: A difference of 800.04 TND purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.9614
3.8535
JanuMarcMayJulySeptNove

XDR to TND Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9220, compared to 3.8909 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0311 points.

H1 Avg (Jan–Jun) 3.9220
H2 Avg (Jul–Dec) 3.8909

Volatility Range Comparison

Volatility

The most volatile month in 2020 was August, with a trading range of 0.1170 TND (High: 3.9475 / Low: 3.8305). On the other end, November was the most stable month, with a tight range of 0.0350 TND (High: 3.9209 / Low: 3.8859).

August Spread (Volatile) ±0.1170
November Spread (Stable) ±0.0350

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0502 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0502

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3.9224) against the same month in 2019 (average: 4.2273), the exchange rate shifted by -0.3048 (-7.21%).

2020 Avg (March) 3.9224
2019 Avg (March) 4.2273

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9040 3.8415 3.8814
February 3.9146 3.8723 3.8928
March 3.9905 3.8804 3.9224
April 3.9714 3.9084 3.9524
May 3.9767 3.9254 3.9518
June 3.9480 3.8850 3.9312
July 3.9427 3.8634 3.9127
August 3.9475 3.8305 3.8625
September 3.9078 3.8711 3.8867
October 3.9203 3.8673 3.8936
November 3.9209 3.8859 3.9044
December 3.9041 3.8620 3.8858