2020 XPF to BDT Historical Review

YEARLY HIGH

0.8739 BDT

YEARLY LOW

0.7574 BDT

YEARLY AVERAGE

0.8118 BDT

2020 XPF to BDT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to BDT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.8739. Conversely, the yearly low was recorded on March 19, dropping to 0.7574.

This high-to-low spread represents a total annual volatility of 0.1166 BDT. From a start-to-finish perspective, comparing the January average rate of 0.7894 to the December average rate of 0.8650, the exchange rate registered a net change of 9.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8739 was up 7.51% compared to the 2019 peak of 0.8129, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 4,370 BDT

2019 Average 3,960 BDT

Yearly Trough Low 3,787 BDT

Transaction Impact: A difference of 582.85 BDT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8742

0.7639

JanuMarcMayJulySeptNove

XPF to BDT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7843, compared to 0.8393 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0550 points.

H1 Avg (Jan–Jun) 0.7843

H2 Avg (Jul–Dec) 0.8393

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0536 BDT (High: 0.8110 / Low: 0.7574). On the other end, August was the most stable month, with a tight range of 0.0128 BDT (High: 0.8475 / Low: 0.8347).

March Spread (Volatile) ±0.0536

August Spread (Stable) ±0.0128

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0141 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0141

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.8650) against the same month in 2019 (average: 0.7904), the exchange rate shifted by +0.0746 (+9.44%).

2020 Avg (December) 0.8650

2019 Avg (December) 0.7904

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8022	0.7824	0.7894
February	0.7885	0.7681	0.7769
March	0.8110	0.7574	0.7872
April	0.7815	0.7667	0.7731
May	0.7901	0.7686	0.7781
June	0.8089	0.7917	0.8009
July	0.8435	0.7991	0.8145
August	0.8475	0.8347	0.8409
September	0.8470	0.8263	0.8376
October	0.8433	0.8303	0.8361
November	0.8507	0.8274	0.8418
December	0.8739	0.8579	0.8650