YEARLY HIGH
0.0131 CAD
YEARLY LOW
0.0119 CAD
YEARLY AVERAGE
0.0124 CAD

2021 XPF to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 4, valuing the pair at 0.0131. Conversely, the yearly low was recorded on November 24, dropping to 0.0119.

This high-to-low spread represents a total annual volatility of 0.0012 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0130 to the December average rate of 0.0121, the exchange rate registered a net change of -6.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0131 was down 1.67% compared to the 2020 peak of 0.0133, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 66 CAD
2020 Average 64 CAD
Yearly Trough Low 59 CAD
Transaction Impact: A difference of 6.18 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0131
0.0119
JanuMarcMayJulySeptNove

XPF to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0126, compared to 0.0123 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0126
H2 Avg (Jul–Dec) 0.0123

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0004 CAD (High: 0.0128 / Low: 0.0123). On the other end, June was the most stable month, with a tight range of 0.0001 CAD (High: 0.0124 / Low: 0.0123).

March Spread (Volatile) ±0.0004
June Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0130) against the same month in 2020 (average: 0.0122), the exchange rate shifted by +0.0008 (+6.63%).

2021 Avg (January) 0.0130
2020 Avg (January) 0.0122

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0131 0.0128 0.0130
February 0.0130 0.0128 0.0129
March 0.0128 0.0123 0.0125
April 0.0127 0.0124 0.0125
May 0.0124 0.0123 0.0123
June 0.0124 0.0123 0.0123
July 0.0126 0.0122 0.0124
August 0.0126 0.0123 0.0124
September 0.0126 0.0123 0.0125
October 0.0123 0.0120 0.0121
November 0.0121 0.0119 0.0120
December 0.0122 0.0119 0.0121