2020 XPF to GMD Historical Review

YEARLY HIGH

0.5336 GMD

YEARLY LOW

0.4545 GMD

YEARLY AVERAGE

0.4926 GMD

2020 XPF to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.5336. Conversely, the yearly low was recorded on March 19, dropping to 0.4545.

This high-to-low spread represents a total annual volatility of 0.0791 GMD. From a start-to-finish perspective, comparing the January average rate of 0.4762 to the December average rate of 0.5280, the exchange rate registered a net change of 10.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5336 was up 10.74% compared to the 2019 peak of 0.4819, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 2,668 GMD

2019 Average 2,350 GMD

Yearly Trough Low 2,272 GMD

Transaction Impact: A difference of 395.59 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5343

0.4581

JanuMarcMayJulySeptNove

XPF to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4728, compared to 0.5124 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0395 points.

H1 Avg (Jan–Jun) 0.4728

H2 Avg (Jul–Dec) 0.5124

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0321 GMD (High: 0.4866 / Low: 0.4545). On the other end, October was the most stable month, with a tight range of 0.0081 GMD (High: 0.5144 / Low: 0.5063).

March Spread (Volatile) ±0.0321

October Spread (Stable) ±0.0081

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0094 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0094

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.5280) against the same month in 2019 (average: 0.4780), the exchange rate shifted by +0.0500 (+10.46%).

2020 Avg (December) 0.5280

2019 Avg (December) 0.4780

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4818	0.4717	0.4762
February	0.4751	0.4599	0.4669
March	0.4866	0.4545	0.4726
April	0.4696	0.4605	0.4644
May	0.4798	0.4626	0.4704
June	0.4914	0.4801	0.4866
July	0.5154	0.4856	0.4970
August	0.5186	0.5094	0.5137
September	0.5175	0.5044	0.5113
October	0.5144	0.5063	0.5104
November	0.5192	0.5049	0.5139
December	0.5336	0.5235	0.5280