2021 XPF to HTG Historical Review

YEARLY HIGH

0.9887 HTG

YEARLY LOW

0.7255 HTG

YEARLY AVERAGE

0.8874 HTG

2021 XPF to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on October 28, valuing the pair at 0.9887. Conversely, the yearly low was recorded on February 2, dropping to 0.7255.

This high-to-low spread represents a total annual volatility of 0.2632 HTG. From a start-to-finish perspective, comparing the January average rate of 0.7438 to the December average rate of 0.9534, the exchange rate registered a net change of 28.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.9887 was down 11.90% compared to the 2020 peak of 1.1222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 4,943 HTG

2020 Average 4,486 HTG

Yearly Trough Low 3,628 HTG

Transaction Impact: A difference of 1,315.78 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.9909

0.7213

JanuMarcMayJulySeptNove

XPF to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8203, compared to 0.9545 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1341 points.

H1 Avg (Jan–Jun) 0.8203

H2 Avg (Jul–Dec) 0.9545

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0840 HTG (High: 0.8706 / Low: 0.7866). On the other end, January was the most stable month, with a tight range of 0.0253 HTG (High: 0.7542 / Low: 0.7289).

April Spread (Volatile) ±0.0840

January Spread (Stable) ±0.0253

Growth Streaks & Declines

Trends

Between January and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0217 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0217

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2021: 0.9658) against the same month in 2020 (average: 0.6259), the exchange rate shifted by +0.3399 (+54.30%).

2021 Avg (October) 0.9658

2020 Avg (October) 0.6259

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7542	0.7289	0.7438
February	0.7741	0.7255	0.7475
March	0.7942	0.7486	0.7798
April	0.8706	0.7866	0.8238
May	0.9365	0.8618	0.8981
June	0.9466	0.9082	0.9290
July	0.9564	0.9012	0.9360
August	0.9818	0.9298	0.9592
September	0.9873	0.9435	0.9684
October	0.9887	0.9510	0.9658
November	0.9597	0.9260	0.9441
December	0.9701	0.9339	0.9534