YEARLY HIGH
4.3448 KZT
YEARLY LOW
3.3999 KZT
YEARLY AVERAGE
3.9634 KZT

2020 XPF to KZT Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to KZT exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 4.3448. Conversely, the yearly low was recorded on February 20, dropping to 3.3999.

This high-to-low spread represents a total annual volatility of 0.9449 KZT. From a start-to-finish perspective, comparing the January average rate of 3.5290 to the December average rate of 4.2939, the exchange rate registered a net change of 21.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.3448 was up 17.90% compared to the 2019 peak of 3.6850, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 21,724 KZT
2019 Average 17,971 KZT
Yearly Trough Low 16,999 KZT
Transaction Impact: A difference of 4,724.46 KZT purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.3775
3.3739
JanuMarcMayJulySeptNove

XPF to KZT Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7411, compared to 4.1858 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4447 points.

H1 Avg (Jan–Jun) 3.7411
H2 Avg (Jul–Dec) 4.1858

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.6705 KZT (High: 4.1751 / Low: 3.5047). On the other end, October was the most stable month, with a tight range of 0.0473 KZT (High: 4.2594 / Low: 4.2120).

March Spread (Volatile) ±0.6705
October Spread (Stable) ±0.0473

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1095 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1095

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.2939) against the same month in 2019 (average: 3.5777), the exchange rate shifted by +0.7162 (+20.02%).

2020 Avg (December) 4.2939
2019 Avg (December) 3.5777

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6185 3.4941 3.5290
February 3.5310 3.3999 3.4575
March 4.1751 3.5047 3.8817
April 4.1283 3.8710 3.9453
May 3.9610 3.7889 3.8358
June 3.8627 3.7629 3.7971
July 4.1955 3.8315 3.9650
August 4.2002 4.1180 4.1634
September 4.2539 4.1572 4.1973
October 4.2594 4.2120 4.2372
November 4.3082 4.2188 4.2578
December 4.3448 4.2536 4.2939