YEARLY HIGH
0.0422 MYR
YEARLY LOW
0.0375 MYR
YEARLY AVERAGE
0.0402 MYR

2020 XPF to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 30, valuing the pair at 0.0422. Conversely, the yearly low was recorded on January 27, dropping to 0.0375.

This high-to-low spread represents a total annual volatility of 0.0046 MYR. From a start-to-finish perspective, comparing the January average rate of 0.0379 to the December average rate of 0.0414, the exchange rate registered a net change of 9.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0422 was up 6.14% compared to the 2019 peak of 0.0397, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 211 MYR
2019 Average 194 MYR
Yearly Trough Low 188 MYR
Transaction Impact: A difference of 23.16 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0419
0.0376
JanuMarcMayJulySeptNove

XPF to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0393, compared to 0.0411 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0393
H2 Avg (Jul–Dec) 0.0411

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0018 MYR (High: 0.0422 / Low: 0.0403). On the other end, December was the most stable month, with a tight range of 0.0005 MYR (High: 0.0416 / Low: 0.0411).

July Spread (Volatile) ±0.0018
December Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0005 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 0.0410) against the same month in 2019 (average: 0.0387), the exchange rate shifted by +0.0022 (+5.73%).

2020 Avg (July) 0.0410
2019 Avg (July) 0.0387

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0385 0.0375 0.0379
February 0.0389 0.0376 0.0380
March 0.0405 0.0390 0.0399
April 0.0400 0.0394 0.0396
May 0.0405 0.0391 0.0397
June 0.0407 0.0400 0.0403
July 0.0422 0.0403 0.0410
August 0.0419 0.0413 0.0415
September 0.0414 0.0406 0.0410
October 0.0413 0.0406 0.0409
November 0.0411 0.0405 0.0408
December 0.0416 0.0411 0.0414