2020 XPF to NPR Historical Review

YEARLY HIGH

1.2140 NPR

YEARLY LOW

1.0346 NPR

YEARLY AVERAGE

1.1338 NPR

2020 XPF to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the XPF to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 21, valuing the pair at 1.2140. Conversely, the yearly low was recorded on February 19, dropping to 1.0346.

This high-to-low spread represents a total annual volatility of 0.1793 NPR. From a start-to-finish perspective, comparing the January average rate of 1.0605 to the December average rate of 1.2017, the exchange rate registered a net change of 13.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.2140 was up 10.41% compared to the 2019 peak of 1.0995, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 6,070 NPR

2019 Average 5,282 NPR

Yearly Trough Low 5,173 NPR

Transaction Impact: A difference of 896.52 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.2173

1.0304

JanuMarcMayJulySeptNove

XPF to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0950, compared to 1.1726 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0776 points.

H1 Avg (Jan–Jun) 1.0950

H2 Avg (Jul–Dec) 1.1726

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0643 NPR (High: 1.1898 / Low: 1.1255). On the other end, September was the most stable month, with a tight range of 0.0203 NPR (High: 1.1690 / Low: 1.1487).

July Spread (Volatile) ±0.0643

September Spread (Stable) ±0.0203

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0226 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0226

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.2017) against the same month in 2019 (average: 1.0604), the exchange rate shifted by +0.1413 (+13.32%).

2020 Avg (December) 1.2017

2019 Avg (December) 1.0604

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0793	1.0523	1.0605
February	1.0676	1.0346	1.0460
March	1.1312	1.0697	1.1035
April	1.1215	1.0982	1.1094
May	1.1264	1.0927	1.1079
June	1.1576	1.1261	1.1428
July	1.1898	1.1255	1.1513
August	1.1926	1.1696	1.1826
September	1.1690	1.1487	1.1600
October	1.1715	1.1503	1.1603
November	1.1883	1.1620	1.1794
December	1.2140	1.1920	1.2017