2021 XPF to NZD Historical Review

YEARLY HIGH

0.0144 NZD

YEARLY LOW

0.0135 NZD

YEARLY AVERAGE

0.0140 NZD

2021 XPF to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the XPF to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0144. Conversely, the yearly low was recorded on October 31, dropping to 0.0135.

This high-to-low spread represents a total annual volatility of 0.0009 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0142 to the December average rate of 0.0140, the exchange rate registered a net change of -1.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0144 was down 10.37% compared to the 2020 peak of 0.0160, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 72 NZD

2020 Average 74 NZD

Yearly Trough Low 67 NZD

Transaction Impact: A difference of 4.44 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0143

0.0136

JanuMarcMayJulySeptNove

XPF to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0141, compared to 0.0139 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0141

H2 Avg (Jul–Dec) 0.0139

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.0005 NZD (High: 0.0140 / Low: 0.0135). On the other end, December was the most stable month, with a tight range of 0.0002 NZD (High: 0.0141 / Low: 0.0139).

October Spread (Volatile) ±0.0005

December Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 0.0142) against the same month in 2020 (average: 0.0141), the exchange rate shifted by +0.0001 (+0.83%).

2021 Avg (January) 0.0142

2020 Avg (January) 0.0141

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0144	0.0141	0.0142
February	0.0141	0.0137	0.0140
March	0.0142	0.0138	0.0140
April	0.0142	0.0140	0.0141
May	0.0142	0.0139	0.0141
June	0.0143	0.0141	0.0142
July	0.0143	0.0141	0.0142
August	0.0144	0.0140	0.0141
September	0.0141	0.0139	0.0140
October	0.0140	0.0135	0.0138
November	0.0139	0.0135	0.0136
December	0.0141	0.0139	0.0140