2025 XPF to STD Historical Review

YEARLY HIGH

221.6594 STD

YEARLY LOW

191.2604 STD

YEARLY AVERAGE

211.0291 STD

2025 XPF to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the XPF to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 221.6594. Conversely, the yearly low was recorded on January 12, dropping to 191.2604.

This high-to-low spread represents a total annual volatility of 30.3990 STD. From a start-to-finish perspective, comparing the January average rate of 193.2430 to the December average rate of 218.7648, the exchange rate registered a net change of 13.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 221.6594 was up 5.97% compared to the 2024 peak of 209.1766, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 XPF based on timing:

Yearly Peak High 1,108,297 STD

2024 Average 1,010,360 STD

Yearly Trough Low 956,302 STD

Transaction Impact: A difference of 151,995.17 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

221.6674

190.6590

JanuMarcMayJulySeptNove

XPF to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 204.2093, compared to 217.8489 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 13.6396 points.

H1 Avg (Jan–Jun) 204.2093

H2 Avg (Jul–Dec) 217.8489

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 13.3590 STD (High: 214.9902 / Low: 201.6312). On the other end, November was the most stable month, with a tight range of 2.7080 STD (High: 217.1628 / Low: 214.4548).

April Spread (Volatile) ±13.3590

November Spread (Stable) ±2.7080

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.6583 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.6583

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 219.0834) against the same month in 2024 (average: 207.4538), the exchange rate shifted by +11.6295 (+5.61%).

2025 Avg (September) 219.0834

2024 Avg (September) 207.4538

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	196.1229	191.2604	193.2430
February	196.4590	191.3364	194.4284
March	204.2500	193.7849	201.7543
April	214.9902	201.6312	209.9072
May	212.6558	207.1679	210.5595
June	220.0768	211.9880	215.3637
July	220.4322	213.2720	218.2186
August	218.9216	216.1972	217.6581
September	221.6594	217.2118	219.0834
October	219.2577	215.9505	217.4250
November	217.1628	214.4548	215.9437
December	220.2349	216.7351	218.7648