YEARLY HIGH
7.7779 BIF
YEARLY LOW
7.4879 BIF
YEARLY AVERAGE
7.6469 BIF

2020 YER to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the YER to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 4, valuing the pair at 7.7779. Conversely, the yearly low was recorded on March 29, dropping to 7.4879.

This high-to-low spread represents a total annual volatility of 0.2900 BIF. From a start-to-finish perspective, comparing the January average rate of 7.5288 to the December average rate of 7.7608, the exchange rate registered a net change of 3.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.7779 was up 3.30% compared to the 2019 peak of 7.5295, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 38,889 BIF
2019 Average 36,790 BIF
Yearly Trough Low 37,439 BIF
Transaction Impact: A difference of 1,450.05 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.7840
7.5055
JanuMarcMayJulySeptNove

YER to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.5706, compared to 7.7232 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1526 points.

H1 Avg (Jan–Jun) 7.5706
H2 Avg (Jul–Dec) 7.7232

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.1152 BIF (High: 7.6213 / Low: 7.5061). On the other end, December was the most stable month, with a tight range of 0.0284 BIF (High: 7.7779 / Low: 7.7494).

April Spread (Volatile) ±0.1152
December Spread (Stable) ±0.0284

Growth Streaks & Declines

Trends

Between January and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 11 straight months. No significant month-over-month rate declines were detected.

Longest Streak 11 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 7.7608) against the same month in 2019 (average: 7.4994), the exchange rate shifted by +0.2613 (+3.48%).

2020 Avg (December) 7.7608
2019 Avg (December) 7.4994

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.5534 7.5049 7.5288
February 7.5534 7.5206 7.5421
March 7.5964 7.4879 7.5562
April 7.6213 7.5061 7.5744
May 7.6341 7.5480 7.6031
June 7.6721 7.5890 7.6192
July 7.7075 7.6286 7.6863
August 7.7242 7.6815 7.7035
September 7.7316 7.7012 7.7148
October 7.7491 7.7111 7.7284
November 7.7611 7.7279 7.7457
December 7.7779 7.7494 7.7608