2021 YER to HTG Historical Review

YEARLY HIGH

0.4086 HTG

YEARLY LOW

0.2845 HTG

YEARLY AVERAGE

0.3582 HTG

2021 YER to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the YER to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on December 24, valuing the pair at 0.4086. Conversely, the yearly low was recorded on January 12, dropping to 0.2845.

This high-to-low spread represents a total annual volatility of 0.1241 HTG. From a start-to-finish perspective, comparing the January average rate of 0.2914 to the December average rate of 0.4022, the exchange rate registered a net change of 38.02% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.4086 was down 9.55% compared to the 2020 peak of 0.4518, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 2,043 HTG

2020 Average 1,878 HTG

Yearly Trough Low 1,423 HTG

Transaction Impact: A difference of 620.44 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.4132

0.2803

JanuMarcMayJulySeptNove

YER to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3246, compared to 0.3919 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0673 points.

H1 Avg (Jan–Jun) 0.3246

H2 Avg (Jul–Dec) 0.3919

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0247 HTG (High: 0.3421 / Low: 0.3175). On the other end, November was the most stable month, with a tight range of 0.0065 HTG (High: 0.3981 / Low: 0.3916).

April Spread (Volatile) ±0.0247

November Spread (Stable) ±0.0065

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0024 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.0024

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.4022) against the same month in 2020 (average: 0.2794), the exchange rate shifted by +0.1227 (+43.93%).

2021 Avg (December) 0.4022

2020 Avg (December) 0.2794

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2966	0.2845	0.2914
February	0.3037	0.2873	0.2946
March	0.3206	0.3010	0.3124
April	0.3421	0.3175	0.3282
May	0.3665	0.3420	0.3527
June	0.3759	0.3573	0.3683
July	0.3839	0.3626	0.3774
August	0.3968	0.3736	0.3885
September	0.3987	0.3828	0.3914
October	0.4036	0.3905	0.3971
November	0.3981	0.3916	0.3947
December	0.4086	0.3939	0.4022