2020 YER to NPR Historical Review

YEARLY HIGH

0.4916 NPR

YEARLY LOW

0.4517 NPR

YEARLY AVERAGE

0.4734 NPR

2020 YER to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the YER to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 0.4916. Conversely, the yearly low was recorded on January 12, dropping to 0.4517.

This high-to-low spread represents a total annual volatility of 0.0399 NPR. From a start-to-finish perspective, comparing the January average rate of 0.4553 to the December average rate of 0.4707, the exchange rate registered a net change of 3.38% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4916 was up 6.32% compared to the 2019 peak of 0.4624, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 2,458 NPR

2019 Average 2,249 NPR

Yearly Trough Low 2,259 NPR

Transaction Impact: A difference of 199.53 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4898

0.4521

JanuMarcMayJulySeptNove

YER to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4735, compared to 0.4733 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.4735

H2 Avg (Jul–Dec) 0.4733

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0265 NPR (High: 0.4880 / Low: 0.4615). On the other end, November was the most stable month, with a tight range of 0.0053 NPR (High: 0.4772 / Low: 0.4719).

March Spread (Volatile) ±0.0265

November Spread (Stable) ±0.0053

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0074 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0074

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.4866) against the same month in 2019 (average: 0.4443), the exchange rate shifted by +0.0424 (+9.54%).

2020 Avg (April) 0.4866

2019 Avg (April) 0.4443

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4590	0.4517	0.4553
February	0.4615	0.4546	0.4567
March	0.4880	0.4615	0.4751
April	0.4916	0.4816	0.4866
May	0.4857	0.4766	0.4832
June	0.4866	0.4803	0.4841
July	0.4832	0.4764	0.4789
August	0.4800	0.4684	0.4765
September	0.4714	0.4643	0.4691
October	0.4764	0.4672	0.4700
November	0.4772	0.4719	0.4745
December	0.4728	0.4668	0.4707