YEARLY HIGH
0.0060 NZD
YEARLY LOW
0.0054 NZD
YEARLY AVERAGE
0.0057 NZD

2021 YER to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the YER to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.0060. Conversely, the yearly low was recorded on February 24, dropping to 0.0054.

This high-to-low spread represents a total annual volatility of 0.0006 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0056 to the December average rate of 0.0059, the exchange rate registered a net change of 5.95% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0060 was down 16.15% compared to the 2020 peak of 0.0071, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 30 NZD
2020 Average 31 NZD
Yearly Trough Low 27 NZD
Transaction Impact: A difference of 2.94 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0059
0.0055
JanuMarcMayJulySeptNove

YER to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0056, compared to 0.0057 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0056
H2 Avg (Jul–Dec) 0.0057

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0003 NZD (High: 0.0059 / Low: 0.0056). On the other end, July was the most stable month, with a tight range of 0.0001 NZD (High: 0.0058 / Low: 0.0057).

November Spread (Volatile) ±0.0003
July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0001 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.0059) against the same month in 2020 (average: 0.0056), the exchange rate shifted by +0.0003 (+4.60%).

2021 Avg (December) 0.0059
2020 Avg (December) 0.0056

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0056 0.0055 0.0056
February 0.0056 0.0054 0.0055
March 0.0057 0.0055 0.0056
April 0.0057 0.0055 0.0056
May 0.0056 0.0055 0.0055
June 0.0058 0.0055 0.0056
July 0.0058 0.0057 0.0057
August 0.0059 0.0057 0.0057
September 0.0058 0.0056 0.0056
October 0.0058 0.0056 0.0057
November 0.0059 0.0056 0.0057
December 0.0060 0.0058 0.0059