2014 YER to SGD Historical Review

YEARLY HIGH

0.0062 SGD

YEARLY LOW

0.0058 SGD

YEARLY AVERAGE

0.0059 SGD

2014 YER to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the YER to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0062. Conversely, the yearly low was recorded on July 23, dropping to 0.0058.

This high-to-low spread represents a total annual volatility of 0.0004 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0059 to the December average rate of 0.0061, the exchange rate registered a net change of 3.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0062 was up 3.33% compared to the 2013 peak of 0.0060, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 YER based on timing:

Yearly Peak High 31 SGD

2013 Average 29 SGD

Yearly Trough Low 29 SGD

Transaction Impact: A difference of 2.02 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0062

0.0057

JanuMarcMayJulySeptNove

YER to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0059, compared to 0.0059 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0059

H2 Avg (Jul–Dec) 0.0059

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0001 SGD (High: 0.0059 / Low: 0.0058). On the other end, August was the most stable month, with a tight range of 0.0000 SGD (High: 0.0058 / Low: 0.0058).

September Spread (Volatile) ±0.0001

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0001 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0061) against the same month in 2013 (average: 0.0059), the exchange rate shifted by +0.0003 (+4.56%).

2014 Avg (December) 0.0061

2013 Avg (December) 0.0059

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0059	0.0059	0.0059
February	0.0059	0.0059	0.0059
March	0.0059	0.0058	0.0059
April	0.0059	0.0058	0.0058
May	0.0058	0.0058	0.0058
June	0.0058	0.0058	0.0058
July	0.0058	0.0058	0.0058
August	0.0058	0.0058	0.0058
September	0.0059	0.0058	0.0059
October	0.0060	0.0059	0.0059
November	0.0061	0.0060	0.0060
December	0.0062	0.0061	0.0061