2015 ZAR to ALL Historical Review

YEARLY HIGH

11.0391 ALL

YEARLY LOW

7.9125 ALL

YEARLY AVERAGE

9.9253 ALL

2015 ZAR to ALL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ZAR to ALL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 12, valuing the pair at 11.0391. Conversely, the yearly low was recorded on December 11, dropping to 7.9125.

This high-to-low spread represents a total annual volatility of 3.1266 ALL. From a start-to-finish perspective, comparing the January average rate of 10.4128 to the December average rate of 8.4009, the exchange rate registered a net change of -19.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 11.0391 was up 7.00% compared to the 2014 peak of 10.3168, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 551,954 ALL

2014 Average 486,467 ALL

Yearly Trough Low 395,626 ALL

Transaction Impact: A difference of 156,327.78 ALL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

11.0848

8.1569

JanuMarcMayJulySeptNove

ZAR to ALL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.5633, compared to 9.2873 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.2760 points.

H1 Avg (Jan–Jun) 10.5633

H2 Avg (Jul–Dec) 9.2873

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 1.1490 ALL (High: 9.0615 / Low: 7.9125). On the other end, March was the most stable month, with a tight range of 0.2346 ALL (High: 10.8498 / Low: 10.6153).

December Spread (Volatile) ±1.1490

March Spread (Stable) ±0.2346

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.6814 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6814

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2015: 10.8408) against the same month in 2014 (average: 9.6140), the exchange rate shifted by +1.2268 (+12.76%).

2015 Avg (April) 10.8408

2014 Avg (April) 9.6140

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.9407	9.8872	10.4128
February	10.8113	10.5011	10.6575
March	10.8498	10.6153	10.7328
April	11.0391	10.6084	10.8408
May	10.7508	10.3604	10.5367
June	10.5275	10.0013	10.1995
July	10.4138	9.9885	10.2028
August	10.1020	9.2343	9.7312
September	9.3140	8.8713	9.0975
October	9.4246	8.9619	9.2093
November	9.2060	8.9126	9.0823
December	9.0615	7.9125	8.4009