2025 ZAR to BAM Historical Review

YEARLY HIGH

0.1028 BAM

YEARLY LOW

0.0903 BAM

YEARLY AVERAGE

0.0970 BAM

2025 ZAR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZAR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 10, valuing the pair at 0.1028. Conversely, the yearly low was recorded on April 8, dropping to 0.0903.

This high-to-low spread represents a total annual volatility of 0.0125 BAM. From a start-to-finish perspective, comparing the January average rate of 0.1009 to the December average rate of 0.0993, the exchange rate registered a net change of -1.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1028 was down 2.11% compared to the 2024 peak of 0.1051, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 5,142 BAM

2024 Average 4,934 BAM

Yearly Trough Low 4,516 BAM

Transaction Impact: A difference of 626.20 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1025

0.0914

JanuMarcMayJulySeptNove

ZAR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0974, compared to 0.0965 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0974

H2 Avg (Jul–Dec) 0.0965

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0078 BAM (High: 0.0981 / Low: 0.0903). On the other end, November was the most stable month, with a tight range of 0.0020 BAM (High: 0.0991 / Low: 0.0971).

April Spread (Volatile) ±0.0078

November Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0067 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0067

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.1016) against the same month in 2024 (average: 0.0952), the exchange rate shifted by +0.0064 (+6.70%).

2025 Avg (February) 0.1016

2024 Avg (February) 0.0952

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1023	0.0992	0.1009
February	0.1028	0.0998	0.1016
March	0.1009	0.0975	0.0990
April	0.0981	0.0903	0.0923
May	0.0974	0.0931	0.0958
June	0.0967	0.0933	0.0951
July	0.0952	0.0932	0.0941
August	0.0965	0.0931	0.0949
September	0.0967	0.0945	0.0957
October	0.0984	0.0961	0.0971
November	0.0991	0.0971	0.0981
December	0.1006	0.0984	0.0993