YEARLY HIGH
0.1029 BGN
YEARLY LOW
0.0896 BGN
YEARLY AVERAGE
0.0970 BGN

2025 ZAR to BGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZAR to BGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 10, valuing the pair at 0.1029. Conversely, the yearly low was recorded on April 10, dropping to 0.0896.

This high-to-low spread represents a total annual volatility of 0.0132 BGN. From a start-to-finish perspective, comparing the January average rate of 0.1009 to the December average rate of 0.0992, the exchange rate registered a net change of -1.60% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1029 was down 2.26% compared to the 2024 peak of 0.1053, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 5,144 BGN
2024 Average 4,934 BGN
Yearly Trough Low 4,481 BGN
Transaction Impact: A difference of 662.35 BGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1025
0.0911
JanuMarcMayJulySeptNove

ZAR to BGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0974, compared to 0.0965 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0009 points.

H1 Avg (Jan–Jun) 0.0974
H2 Avg (Jul–Dec) 0.0965

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0084 BGN (High: 0.0980 / Low: 0.0896). On the other end, November was the most stable month, with a tight range of 0.0015 BGN (High: 0.0987 / Low: 0.0973).

April Spread (Volatile) ±0.0084
November Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0070 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0070

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.1016) against the same month in 2024 (average: 0.0953), the exchange rate shifted by +0.0063 (+6.59%).

2025 Avg (February) 0.1016
2024 Avg (February) 0.0953

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.1016 0.0994 0.1009
February 0.1029 0.1002 0.1016
March 0.1009 0.0979 0.0991
April 0.0980 0.0896 0.0921
May 0.0972 0.0931 0.0958
June 0.0967 0.0935 0.0950
July 0.0952 0.0932 0.0942
August 0.0957 0.0932 0.0948
September 0.0966 0.0945 0.0956
October 0.0983 0.0962 0.0971
November 0.0987 0.0973 0.0981
December 0.1006 0.0983 0.0992