2020 ZAR to BOB Historical Review

YEARLY HIGH

0.4954 BOB

YEARLY LOW

0.3578 BOB

YEARLY AVERAGE

0.4218 BOB

2020 ZAR to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.4954. Conversely, the yearly low was recorded on April 5, dropping to 0.3578.

This high-to-low spread represents a total annual volatility of 0.1376 BOB. From a start-to-finish perspective, comparing the January average rate of 0.4801 to the December average rate of 0.4637, the exchange rate registered a net change of -3.41% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4954 was down 4.79% compared to the 2019 peak of 0.5203, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 24,770 BOB

2019 Average 23,938 BOB

Yearly Trough Low 17,892 BOB

Transaction Impact: A difference of 6,878.06 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4911

0.3594

JanuMarcMayJulySeptNove

ZAR to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4179, compared to 0.4257 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0079 points.

H1 Avg (Jan–Jun) 0.4179

H2 Avg (Jul–Dec) 0.4257

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0723 BOB (High: 0.4525 / Low: 0.3803). On the other end, October was the most stable month, with a tight range of 0.0137 BOB (High: 0.4266 / Low: 0.4129).

March Spread (Volatile) ±0.0723

October Spread (Stable) ±0.0137

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0458 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0458

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.4801) against the same month in 2019 (average: 0.4995), the exchange rate shifted by -0.0195 (-3.89%).

2020 Avg (January) 0.4801

2019 Avg (January) 0.4995

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4954	0.4607	0.4801
February	0.4685	0.4411	0.4594
March	0.4525	0.3803	0.4137
April	0.3823	0.3578	0.3703
May	0.3976	0.3621	0.3801
June	0.4177	0.3960	0.4036
July	0.4210	0.4020	0.4120
August	0.4164	0.3903	0.4010
September	0.4273	0.4020	0.4130
October	0.4266	0.4129	0.4201
November	0.4556	0.4241	0.4445
December	0.4753	0.4511	0.4637