2021 ZAR to CAD Historical Review

YEARLY HIGH

0.0900 CAD

YEARLY LOW

0.0785 CAD

YEARLY AVERAGE

0.0849 CAD

2021 ZAR to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ZAR to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 0.0900. Conversely, the yearly low was recorded on November 25, dropping to 0.0785.

This high-to-low spread represents a total annual volatility of 0.0115 CAD. From a start-to-finish perspective, comparing the January average rate of 0.0842 to the December average rate of 0.0806, the exchange rate registered a net change of -4.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0900 was down 2.82% compared to the 2020 peak of 0.0926, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 4,501 CAD

2020 Average 4,090 CAD

Yearly Trough Low 3,925 CAD

Transaction Impact: A difference of 575.89 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0886

0.0799

JanuMarcMayJulySeptNove

ZAR to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0858, compared to 0.0839 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0019 points.

H1 Avg (Jan–Jun) 0.0858

H2 Avg (Jul–Dec) 0.0839

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.0055 CAD (High: 0.0895 / Low: 0.0839). On the other end, July was the most stable month, with a tight range of 0.0031 CAD (High: 0.0878 / Low: 0.0846).

September Spread (Volatile) ±0.0055

July Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2021. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0033 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0033

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.0879) against the same month in 2020 (average: 0.0792), the exchange rate shifted by +0.0087 (+10.97%).

2021 Avg (June) 0.0879

2020 Avg (June) 0.0792

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0869	0.0822	0.0842
February	0.0875	0.0839	0.0860
March	0.0851	0.0815	0.0839
April	0.0886	0.0848	0.0867
May	0.0881	0.0848	0.0863
June	0.0900	0.0863	0.0879
July	0.0878	0.0846	0.0862
August	0.0875	0.0835	0.0852
September	0.0895	0.0839	0.0869
October	0.0855	0.0812	0.0836
November	0.0834	0.0785	0.0809
December	0.0824	0.0792	0.0806