2020 ZAR to GTQ Historical Review

YEARLY HIGH

0.5528 GTQ

YEARLY LOW

0.4001 GTQ

YEARLY AVERAGE

0.4719 GTQ

2020 ZAR to GTQ Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to GTQ exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.5528. Conversely, the yearly low was recorded on April 5, dropping to 0.4001.

This high-to-low spread represents a total annual volatility of 0.1527 GTQ. From a start-to-finish perspective, comparing the January average rate of 0.5345 to the December average rate of 0.5250, the exchange rate registered a net change of -1.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.5528 was down 5.25% compared to the 2019 peak of 0.5835, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 27,641 GTQ

2019 Average 26,668 GTQ

Yearly Trough Low 20,007 GTQ

Transaction Impact: A difference of 7,633.30 GTQ purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.5465

0.4020

JanuMarcMayJulySeptNove

ZAR to GTQ Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4653, compared to 0.4785 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0132 points.

H1 Avg (Jan–Jun) 0.4653

H2 Avg (Jul–Dec) 0.4785

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0749 GTQ (High: 0.5033 / Low: 0.4285). On the other end, October was the most stable month, with a tight range of 0.0150 GTQ (High: 0.4803 / Low: 0.4652).

March Spread (Volatile) ±0.0749

October Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0477 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0477

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.5345) against the same month in 2019 (average: 0.5587), the exchange rate shifted by -0.0242 (-4.33%).

2020 Avg (January) 0.5345

2019 Avg (January) 0.5587

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5528	0.5107	0.5345
February	0.5183	0.4866	0.5078
March	0.5033	0.4285	0.4617
April	0.4277	0.4001	0.4141
May	0.4422	0.4053	0.4241
June	0.4652	0.4414	0.4495
July	0.4692	0.4483	0.4592
August	0.4653	0.4352	0.4475
September	0.4806	0.4524	0.4639
October	0.4803	0.4652	0.4735
November	0.5147	0.4790	0.5021
December	0.5366	0.5113	0.5250